Frequently Asked Questions (FAQs)

The money can be used to purchase any assistive technology devices, from home and vehicle modifications to daily living aids. For more examples of what is available to purchase please view our Examples of Assistive Technology page or contact MonTECH for assistance.

It is an umbrella term that includes assistive, adaptive, and rehabilitative devices for people with disabilities and also includes the process used in selecting, locating, and using them. AT promotes greater independence by enabling people to perform tasks that they were formerly unable to accomplish, or had great difficulty accomplishing, by providing enhancements to, or changing methods of interacting with, the technology needed to accomplish such tasks.

MonTECH and Rural Dynamics, Inc. (RDI) have partnered to create the Montana Assistive Technology Loan (MATL) program in such a way that allows persons with disabilities to get loans when a normal financial institution would not approve their loan.

In efforts to keep the loan program going beyond the initial funding year, a loan fee will be added to the amount borrowed upon loan closure.

Loan amounts will typically be made between $500 and no more than $50,000. The Loan Committee may agree to provide loans for more or less than those amounts on a case-by-case basis.

The interest rate may fluctuate at times, but is set to be affordable for middle to low income families. We do not set competitive rates, but we do set reasonable rates based on Prime. All interest rates are approved by the Rural Dynamics, Inc. (RDI) and the Loan Committee.

Monthly payments will be determined based on the amount borrowed. There will be enough to cover the interest applied and a portion of the principle amount of the loan.

If you have trouble replaying your loan please contact us immediately to discuss options we may be able to provide for you.

Yes, you can petition in writing, email or via a phone conference, for reconsideration. You may want to provide additional documentation that you believe may help you get approved or you may reapply with a co-signer.

The MATL Loan Committee will reevaluate any new information you bring to them and reconsider your loan. 

RDI offers financial coaching, budget planning, and debt management plans for applicants unable to close a loan.