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Financial Loans For Assistive Technology & Home Modifications

Low-Interest Loans For The Purchase Of Assistive Technology (AT)

If you are a person with a disability or are the caregiver for someone with a disability, then you understand how important assistive technology can be for the overall quality of life. The Montana Assistive Technology Loan (MATL) provides individuals with an opportunity to purchase assistive technology such as self-care aids, home or vehicle modifications, prosthetics, orthotics, and communication devices.

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100+

Applicants Awarded

Interest Rate On Loans Under $1,500

3.5%

Interest Rate On Loans Over $1,500

MATL Loan Program Eligibility

The Montana Assisted Technology Loan Program eligibility parameters are:

Any Montanan with a disability.
A family member or guardian borrowing on behalf of a Montanan with a disability.
An active member of the United States military stationed in Montana.

Loan Details

Loans up to $1,500 are 0% interest
Loans from $1,500+ are 3.5% fixed

Eligibility does not guarantee a loan, however MATL offers a variety of financial services.

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Examples of Assistive Technology

Aids For Daily Living
Home Modifications
Prosthetics & Orthotics
Communication Devices

Switches/Input
Worksite Modifications
Hearing Aids
Computer Adaptations
Durable Medical Equipment

Environmental Control
Farm Machinery Adaptation
Vehicles & Vehicle Modification
Vision Aids

How To Get Started

1. Gather Required Documentation

Primary Form of Identification: i.e. Montana State ID
Secondary Form of Identification: i.e Social Security card or utility bill
Equipment Verification Documents: i.e print-out of a website page, estimate from a manufacturer, etc
Proof of Income: i.e: pay stubs, SSI award letter, etc
Other Personal Documentation: Letters of support, other items requested or needed by the loan review committee
Estimate of Insurance: (Vehicle Loans only)

2. Fill Out The Application

Download the PDF or complete the application online.

3. Loan Evaluation

Upon approving eligibility and all materials requested, the application will be submitted to the MATL Loan Review Committee. The Loan Committee will evaluate all of the applicant’s documents and approve or decline the application.

4. Loan Decision

The Loan Committee will provide a decision in writing to the applicant within 30 business days.

Approval: Upon final loan approval, the borrower will be directed on the next steps to close the loan.
Denial: If the Loan Committee declines a loan the applicant will be sent an adverse action letter within three business days of the determination. The letter may offer an alternative to the applicant such as:

Approval for a lesser amount.
Approval with a qualified co-applicant or other conditions.
RDI financial counseling services that may assist them in establishing an acceptable credit rating.